Three banks in the UK are set to close a total of 168 branches over the next two years. Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, are affected.

These branches will close in 2026 and 2027. This comes after the group announced 95 additional closures on February 11. 

Some sites have already closed this year, but the majority are yet to come. As reported by Money Saving Expert (MSE), these include:

• Lloyds – 94 branches closed or closing (including 53 announced on the 11th)
• Halifax – 46 branches closing (including 31 announced on the 11th)
• Bank of Scotland – 28 branches closing (including 11 announced on the 11th)

Following the announcement MSE, the website founded by finance expert Martin Lewis, provided some alternative ways to bank face-to-face with Lloyds, Halifax or Bank of Scotland.

Other group branches

MSE said: “Lloyds, Halifax and Bank of Scotland customers can use branches across any of the three banks for everyday banking, such as making cash deposits, withdrawals and paying in cheques.” However, you should be aware that this branch could end up closing too.

Banking hubs

These are shared spaces run by the Post Office – but separate to actual Post Offices – where customers of multiple banks can deposit and withdraw cash, get face-to-face support and manage their accounts. MSE said: “As of Wednesday, 11 February, there are 214 hubs up and running around the UK, with 58 additional hubs recommended.”

Community bankers

MSE added: “Check if a Lloyds, Halifax or Bank of Scotland ‘community banker’ is visiting your area. Community bankers will have a dedicated office space in a local venue. You can chat to them in private and they can offer support with account enquiries, but they don’t offer cash or counter services.” You can check if a community banker is visiting your area and whether you’ll need to book an appointment on the Lloyds, Halifax and Bank of Scotland websites.

Post Office

You can still withdraw cash and make deposits into your bank account at the Post Office.

For more information, visit the MSE website here.

Below is the full list of planned Lloyds Banking Group closures for 2026 and 2027, as provided by the team at MSE.